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Minimum balance to open the account  You must deposit $500.00 to open this account. Minimum balance to avoid imposition of fees  lf your average daily balance falls below $2,500.00 for the monthly statement cycle we will impose a service charge fee of $10.00 per statement cycle. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. If your average daily balance is at least $2,500.00 but no more than $4,999.99 for the monthly statement cycle we will impose a service charge fee of $5.00 per statement cycle. If your average daily balance is $5,000.00 or above we will not impose this service charge fee. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. Fees:
Rate Information  Your interest rate and annual percentage yield may change. Frequency of rate changes  We may change the interest rate on your account at any time. Determination of rate  At our discretion, we may change the interest rate on your account. Compounding and crediting frequency  Interest will be compounded every month. Interest will be credited to your account every month. Minimum balance to open the account  You must deposit $100.00 to open this account. Minimum balance to avoid imposition of fees  A service charge fee of $5.00 will be imposed every statement cycle if the balance in the account falls below $500.00 any day of the cycle. Minimum balance to obtain the annual percentage yield disclosed  You must maintain a minimum average daily collected balance of $500.00 to obtain the disclosed annual percentage yield. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle. Average daily balance computation method  We use the average daily collected balance method to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle. Accrual of interest on noncash deposits  Interest begins to accrue on the first business day after the banking day you deposit noncash items (for example, checks). Fees:
Requirements to qualify  You need to be age 62 or older and have either direct deposit of social security or $5,000.00 on deposit in another account. Rate Information  Your interest rate and annual percentage yield may change. Frequency of rate changes  We may change the interest rate on your account at any time. Determination of rate  At our discretion, we may change the interest rate on your account. Compounding and crediting frequency  Interest will be compounded every month. Interest will be credited to your account every month. Minimum balance to open the account  You must deposit $100.00 to open this account. Minimum balance to obtain the annual percentage yield disclosed  You must maintain a minimum average daily collected balance of $500.00 to obtain the disclosed annual percentage yield. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle. Average daily balance computation method  We use the average daily collected balance method to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle. Accrual of interest on noncash deposits  Interest begins to accrue on the first business day after the banking day you deposit noncash items (for example, checks). Fees:
Rate information  Your interest rate and annual percentage yield may change. Frequency of rate changes  We may change the interest rate on your account at any time. Determination of rate  At our discretion, we may change the interest rate on your account. Compounding and crediting frequency  Interest will be compounded every month. Interest will be credited to your account every month. Minimum balance to open the account  You must deposit $100.00 to open this account. Minimum balance to obtain the annual percentage yield disclosed  You must maintain a minimum average daily collected balance of $1,500.00 to obtain the disclosed annual percentage yield. The average daily collected balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle. Average daily balance computation method  We use the average daily collected balance method to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle. Accrual of interest on noncash deposits  Interest begins to accrue on the first business day after the banking day you deposit noncash items (for example, checks). Rate Information  Your interest rate and annual percentage yield may change. Frequency of rate changes  We may change the interest rate on your account at any time. Determination of rate  At our discretion, we may change the interest rate on your account. Compounding and crediting frequency  Interest will be compounded every month. Interest will be credited to your account every month. Minimum balance to open the account  You must deposit $100.00 to open this account. Minimum balance to avoid imposition of fees  A service charge fee of $1.00 will be imposed every statement cycle if the balance in the account falls below $100.00 any day of the cycle. Minimum balance to obtain the annual percentage yield disclosed  You must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield. Daily balance computation method  We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Accrual of interest on noncash deposits  Interest begins to accrue on the business day you deposit noncash items (for example, checks). Transaction limitations:
Fees:
Rate Information  Your interest rate and annual percentage yield may change. Frequency of rate changes  We may change the interest rate on your account at any time. Determination of rate  At our discretion, we may change the interest rate on your account. Compounding and crediting frequency  Interest will be compounded every month. Interest will be credited to your account every month. Minimum balance to open the account  You must deposit $10.00 to open this account. Minimum balance to avoid imposition of fees  A service charge fee of $1.00 will be imposed every statement cycle if the balance in the account falls below $100.00 any day of the cycle. Minimum balance to obtain the annual percentage yield disclosed  You must maintain a minimum balance of $25.00 in the account each day to obtain the disclosed annual percentage yield. Daily balance computation method  We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Accrual of interest on noncash deposits  Interest begins to accrue on the business day you deposit noncash items (for example, checks). Transaction limitations:
Rate Information  Your interest rate and annual percentage yield may change. Frequency of rate changes  We may change the interest rate on your account at any time. Determination of rate  At our discretion, we may change the interest rate on your account. Compounding and crediting frequency  Interest will be compounded every quarter. Interest will be credited to your account every quarter. Minimum balance to open the account  You must deposit $10.00 to open this account. Minimum balance to avoid imposition of fees  A service charge fee of $1.00 will be imposed every month if the balance in the account falls below $100.00 any day of the month. This fee is waived for minors and nonprofit public service organizations. Minimum balance to obtain the annual percentage yield disclosed  You must maintain a minimum average daily balance of $25.00 to obtain the disclosed annual percentage yield. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the calendar quarter. Average daily balance computation method  We use the average daily balance method to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the calendar quarter. Accrual of interest on noncash deposits  Interest begins to accrue on the business day you deposit noncash items (for example, checks). Transaction limitations:
Rate Information  Your interest rate and annual percentage yield may change. Frequency of rate changes  We may change the interest rate on your account at any time. Determination of rate  At our discretion, we may change the interest rate on your account. Compounding and crediting frequency  Interest will be compounded every month. Interest will be credited to your account every month. Minimum balance to open the account  You must deposit $10.00 to open this account. Minimum balance to avoid imposition of fees  A service charge fee of $1.00 will be imposed every statement cycle if the balance in the account falls below $100.00 any day of the cycle. Minimum balance to obtain the annual percentage yield disclosed  You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield. Daily balance computation method  We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Accrual of interest on noncash deposits  Interest begins to accrue on the business day you deposit noncash items (for example, checks). Transaction limitations:
Rate Information  Your interest rate and annual percentage yield may change. Frequency of rate changes  We may change the interest rate on your account at any time. Determination of rate  At our discretion, we may change the interest rate on your account. Compounding and crediting frequency  Interest will be compounded every quarter. Interest will be credited to your account every quarter. Minimum balance to open the account  You must deposit $10.00 to open this account. Daily balance computation method  We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Accrual of interest on noncash deposits  Interest begins to accrue on the business day you deposit noncash items (for example, checks). Transaction limitations:
